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Hi everyone I started this fundrazr in September and I have learned a lot about so many things from our government and Obamacare to learning what depression really is. this week is it for us our phones get cut off , power gets cut off , cable and internet get cut off , car tags past due , insurance past due.
When people ask me what this has been like to go thru this year my answer is ;
imagine being chained to a pole and in front of you is any money you have as well as anything you own of value like my tools I need to work and make a living . Then doctors , labs , specialist all come and take what you have and their is nothing you can do about it except watch it happen but also now you are wondering how is my family going to eat ? how is the power bill being paid ? and so on. No matter what you do all you can do is watch .
one thing I haven't said much about is my wife and what she has gone thru . When the twins were born she ended up having a lot of medical problems , she has had her thyroid removed , gallbladder removed and when my daughter got sick she stopped getting her lad work done to keep her thyroid regulalated because she saw I was already working 24/7 and their was no money for her $1500 lab work on top of my daughters stuff she has gained over 80 pounds , she has been to the Er 3 times this year they have had to stop her heart 2 times for 10 seconds to reset it each time and blood transfusions for being anemic. She just had her lab work done last week it had been over 14 months . She has been thru hell she sacrificed her self for my daughter and our family all the while with being anemic and thyroid so far out of whack still taking care of the kids every day she can't help the weight gain she has no metabolism , that is out of her control it has hurt her mentally and physically and she still has fought through it and I cannot thank her enough and I cannot tell her I love her enough , me and her just got blue cross blue shield which starts Jan 1 and she will finally herself be able to get the medical care she needs.
i have 4 children twins that just turned 6 , 8 yr old son and my 14 yr old daughter and me and my wife will be married 18 years in July . We started my shop 8 years ago after I went thru 15 months of prostate treatments the main reason I agreed to start a shop on my property is I finally wanted to run a shop the correct way not based around the all mighty dollar and car repair is second. We started in the dirt not even a roof but within a year I turned a old carport into my one bay shop . At that point we set goals get a mortgage in four years to build a real shop and move our trailer next to it. Once the flooding started it ruined everything no more mortgage and we had to continue working out of that one bay shop or the driveway . Working out of a one-day shop limit your income whatever car you're working on that your income you don't have the ability to start too many jobs there's no space to do it , so the one car in the shop and the one on the driveway is your income for the week and hopefully you're not waiting on parts also not having a lift makes of jobs take twice as long and dangerous . I should've listen to people and went to the news when the county and city caused the flooding on our property but I truly believed that they would not leave us like this I could not fathom a county and city doing this to a family and their business but I was wrong and they Did. But even all that being said my twins being born premature my boy Luke his lungs collapsing going without the proper oxygen for 30 hours rush to the nick you with chest tubes put in them for three weeks , living with developmental issues that he has my wife having her thyroid out for years ago and all the medical expenses that we had even before my daughter got sick , we had no problem paying it all and keeping 7 to 9000 in the bank . Inhave worked 7 days a week 12 plus hours a day sense day 1. When she got sick we simply thought it was just a stomach infection of some type , this started last December , by the end of January the nausea throwing up diarrhea stomach cramps fever headaches had been going on over a month and now we are being sent to so many specialist , labs , scans and test one after another.
when I went thru my prostate episode we had Medicaid medipass and I have to say it wasn't bad at all. Then Obamacare was coming into effect we no longer had madicade medipas and the deadline was approaching my wife contacted two insurance agents we tried to get normal insurance but we could not so we had no choice to file for Obamacare or face a fine that would be taken from our taxes . We were given stay well insurance we had no idea anything about it , up until my daughter got sick we knew that we pay for everything for me and my wife , the pediatrician was the only one who did file stay well insurance . Here is a excellent example about stay well insurance so I don't have to write a mile long paragraph because as y'all can tell I am not good at writing my son just turned six the beginning of September when he was five he climbed a 7 foot tower fell off and broke his arm my wife took him to the ER , The ER doctor was very nice the x-ray showed he broke both bones in his arm an inch away from his wrist they put them in a temporary cast and said to make an appointment with the orthopedic doctor in five days when the swelling goes down to get his permanent cast all the material was sent to them like x-rays my wife called to make the appointment they told my wife sorry we do not take stay well have a nice day and they hung up . We live in a relatively small town there is not orthopedic doctors in every corner we were talking a bout a five-year-old child with two broken bones in his arm in a temporary cast with nowhere to go and they refused to see him because of stay well . They did not care what happen to a five-year-old child with two broken bones so much for the doctors oath . So I called and talked to the lady she told me if they filed 10 stay well claims that day they would only get paid for three and they would only get paid a couple dollars and they would spend their time fighting stay well . So I asked her why didn't they recommend my wife paying cash she had no answer the reason is because they assume you're on stay well they assume you're poor . I was told by stay well and a drs office this year that they were not in the business of 'caring'. And look at it this way a dr has the legal right to refuse any insurance per Obamacare so now they are getting paid cash and the dr is no longer paying someone to file claims for staywell . Seems like a win for staywell not having to pay and a win for the dr getting cash full price all at once. But now my wife had to call all family and friends to find a orthopedic dr who will either take payments or at a cash discount. And a simple task of making a appointment turns into a nightmare. That's how it's been this whole year with my daughter.
here is what my daughter has gone thru a quick summary. First beginning of last year she was diagnosed with Chiari malformation a brain and spine disease which the Nero surgeon told us at Shands that it was stage one and not progressing but now we believe that this is what's causing everything and it is progressing she had a 5 cm hole in her brainstem .
1. Started getting sick December 15 nausea throwing up diarrhea stomach cramps headaches dizziness and so on.
2. From January to July was a nightmare of trying to see a specialist get lab work done testing medication and so on
3. July first surgery her gallbladder was infected and stopped working appendix and two moles .
4. About 30 days after her surgery they redid her lab work and found out now her thyroid wasn't working , It took over three months and my mom's Indo chronologist Seeing her just to get her started on Synthroid and getting her thyroid regulated because of stay well insurance .
5. She missed 2 1/2 months of school last year and over 2 1/2 months this year
6. The nausea throwing up diarrhea stomach cramps I have not stopped since December sometimes it gets better might be better for a month then it goes back to full blown having accidents everywhere in school in the car at home in stores
7. She is sad crazy lab work results from food poisoning to staff infection to E. coli
8. Two weeks ago we found out yet another new thing they say that she has a bad bulging disc in her back even though she's never injured her back they are trying to figure out what to do about that
9. The Dentist says that she has a problem with her teeth that he only sees in young children
10. She has lost over 25 pounds
This is stuff that made-for-TV movies are made of it is from one extreme to the next , she is only 14 and has had 3 organs fail in one year , female issues and now bulging disc in her back she just recently also had chest pain and other things . And it's your daughter you can't just say OK I'm not spending no more money on you you just have to put your faith in the doctors and do what they say , but to lose everything because of medical and county flooding us that is too hard to except and to comprehend our government made this Insurance that doctors hate where is the organization that oversees this insurance company why is it that if somebody is on disability they get prestige Insurance and all doctors take that ? Selling my tools to survive is unbearable my tools on my livelihood the only tools I have left now are the basic tools that I need to work everything else was sold for penny's on the dollar .
Here at my shop I have helped so many people when members of a church called me to help with a cancer patients car I do it when they call for me to help a single mom I do it , when a person stops by and says he or she lost there job and their vehicle broke down so they can't find the new one I help them out . I have helped people and organizations out so much that my friends and family have told me I have to stop even this year I still have helped many people and what's hard to except his win the same people tell me sorry we can't help you but a couple days later they called back and want me to do more for them I am not saying that I did anything for anybody and now they owe me I am just saying I have learned an awful lot this year and a lot of it is not good . I have never been big on social media and a lot of people told me that if I just had Facebook friends I could probably get help for my family and my business . I thought I knew what depression was but this year I have learned the true meaning of depression it is like an evil force that takes over your body and mind and ruines you 24 hours a day and there's nothing you can do about it breaking down in public bad things happening left and right last month my wife's car broke down 2 times mine broke down 1 time .
The water damage has ruined our trailer several rooms we walk on 2x4s because the floors are falling in , but we can't repair any of it , we have no stove , no dishwasher "not needed' just saying , only one batheroom works " which makes it very hard when my daughter can stay in the bathroom for 12 hours ' , only one door closes which is the front door , our church just had people come and spend a day repairing the roof because the trailer has sunk so bad from the flooding that it's tore way the roof , my shop floor the concrete has crumbled in the sinking to the point you can only have a very small light vehicle in the shop . We've lost eBay because I couldn't pay the monthly bill , and that was our second main source of income , we tried to get business loans months ago and actually got approved but then we were told we didn't put enough money in the bank the past three months to get funded . My credit that I work so hard on is being ruined now , and this is all because my 14-year-old daughter got sick and we had so much medical expenses as well as the flooding . I don't know what to do or say to get people to help us I have a car that I can sell I owe money on it but it still worth more than what I/O I've already try to sell it on eBay in the past
2004 Mercedes s55 AMG 104k miles RennTech upgrades
We have had yard sales we have done everything go thing that we can I can't take on every job because I don't have the money for parts or tools I have a very successful business , this has nothing to do with the business for us this is simply paying out 4 to 12 times our monthly income each month. When you're paying that much money out each month it is impossible for anybody not to go broke but when it's your child you cannot stop you have to put your faith in the doctors and do what they say there is no longer any such thing as free medical at least not here .
If somebody could help us with the loan or an investor on eBay on the top rated power seller that I really need to fix before it's ruined for good I have a very successful business except we're stuck working out of one day because of the county in the flooding , and this week our phones are being cut off power is being cut off car insurance car tags cable Internet . We have good things are gonna happen in the future we just need help now .
850-691-9664
seans46@yahoo.com
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